Serving Hamilton & Area
Why We Partner with
Health Care
Dominion Lending Centres is built on a client-first and community-first approach.
We know that in Ontario, hospitals are not able to obtain funding from the provincial government to purchase any medical equipment.
This is why we have been partnering with the Niagara Health Foundation to help. Our joint community initiative sees 5% of gross revenue from our mortgage business being donated to the Foundation for the purchase of much-needed medical equipment to benefit Ontario hospitals.
Our mortgage agent, Cameron Wilson, is leading this initiative. He is also available for consultation about your mortgage.
Any mortgage closed through this initiative is eligible for the 5% grant to health care facilities. (The average amount that is donated in this way is $150)
This health care initiative reflects the values that we hold at Dominion Lending Centres.
Why Use a
Mortgage Agent?
Dominion Lending Centre agents know Hamilton!
With Dominion Lending Centres, you will be able to find the best mortgage, the best rates and even give back to the community through our health care initiative.
In Canada, homeowners looking for a mortgage have two main options; either a bank or a licensed mortgage professional.
Banks simply offer mortgage products that their institution offers while licensed mortgage professionals work with banks, credit unions, trust companies and other financial institutions. This means you get more choice as well as the opportunity to find the best mortgage for you. Our clients know they can trust Dominion Lending Centres to help them find the right mortgage for their needs.
Whether you are a first-time homebuyer, need a reverse mortgage or are looking to renew your existing mortgage, our experts can help. We offer you professional, unbiased advice to help you make an informed decision about your mortgage.
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Lowest Rates for (IRD) Penalties
in Canada
Borrowers can face hefty fees if they attempt to break their mortgage before the term is up. If you need to move, get a divorce, suffer a job loss, fall ill, or want to refinance you will need to pay.
On average, Canadian home buyers break their mortgage 60% of the time. That means that 6 out of every 10 homeowners will face a financial penalty because they cancel the mortgage early.
This is called the IRD penalty. Mortgage research has found that based on statistics, IRD penalties calculations on fixed-rate mortgages calculated by different lenders in the area, has been costing borrowers over $130,000,000 each year. However, these costs are not necessary and can be avoided.
Hiring a mortgage specialist allows you to avoid unwarranted fees and costs throughout the home buying process.
We are Canada’s
#1 Mortgage Company
We know that buying a home can be an exciting time, but it can also be stressful. Every year we help over 100,000 Canadians make their dreams of homeownership come true.
We are dedicated to walking with you throughout the mortgage process. Our clients are able to save thousands of dollars on their mortgages because of the choices we offer them.
We are the largest mortgage provider in Canada and have over $30,000,000,000 in mortgages given each year to Canadians just like you.
Our lending partners are Canada’s leading banks,
credit unions and monoline lenders.
