Program Curriculum Overview

Module 1: Fiduciary Foundations for Health Plans

• ERISA fiduciary duties and how they apply to health & welfare plans
• Lessons learned from retirement plan fiduciary evolution

Module 2: CAA 2021 & Transparency Requirements

• Compensation disclosures and conflicts of interest
• Gag clause rules and vendor accountability
• What fiduciaries are expected to know—and document

Module 3: Governance Structure & Documentation

• Fiduciary committees, charters, and meeting cadence
• Decision-making frameworks and documentation best practices

Module 4: Vendor Oversight & Contract Risk

• Evaluating brokers, TPAs, PBMs, and carriers
• Identifying opaque pricing and misaligned incentives
• Understanding shared savings, commissions, and indirect compensation

Module 5: Financial Stewardship & Cost Control

• Understanding where plan dollars go
• Spotting waste, inefficiencies, and avoidable risk
• Aligning cost control with participant outcomes

Module 6: Building a Defensible Fiduciary Process

• Audit and litigation readiness
• Creating a sustainable, repeatable governance roadmap

Final Assessment & Certification