To date, over $3,000 has been generated for the Niagara Health Foundation to ensure Niagaran’s have access to the best healthcare! In addition, mortgage holders have saved thousands and thousands of dollars in lower rates and mitigation of risk. Thank you Niagara for the privilege of serving! With our extensive range of lenders, ranging from Big… Read More…
Mortgages and Cars, what is the difference?
Mortgages and financial stuff are complicated and boring, right? I get that for sure. Believe me, I sometimes have to slap myself to see if I am still alive due to the nature of my work. Everyone knows cars though, right? We all know the ONLY THING that matters is the SALE PRICE, right? When… Read More…
Mortgage (IRD) penalties, uncovered.
According to the statistics from Statistics Canada and CMHC – Approximately, 22,692 Niagaran’s per year break their 5 yr fixed rate mortgage with a two column format with a fixed rate mortgage, triggering the “Interest Rate Differential penalty (IRD). Statistics for Niagara (06/16): 447,888 people/consumers @ 27.9% mortgage holder rate = 124,961 residential mortgage holders @ 74.18% two column format mortgage… Read More…